PIK allows you to create payment links that customers can use to complete payments quickly via a hosted checkout page.

You can create a payment link in two ways, and both will guide you through the same creation steps.

How to Create a Payment Link

Option 1: From the Homepage (Recommended)

1. Log in to the PIK system

2. On the homepage, click the Step 2 button

3. You will be guided directly to the Create Payment Link page

This option is recommended for new users who are setting up payment links for the first time.

Option 2: From the Payment Links Menu

1. Log in to the PIK system

2. Navigate to Payment Links from the main menu

3. Click Create Payment Link

Step-by-Step Configuration

Step 1: Basic Information

In this step, configure the basic details of your payment link.

• Payment Link Name
  Enter a clear and recognizable name for this payment link.
  This helps you identify the link later.

• Payment Link Description (Optional)
  Describe the purpose of this payment link, such as product type or service details.
  This helps with internal management.

Step 2: Payment Settings

Configure how the payment will be processed and settled.

• Settlement Currency Type
  Choose how funds will be settled:

  • Cryptocurrency – Funds are settled directly to an on-chain address

  • Fiat Currency – Funds are settled to your PIK Wallet

• Settlement Currency
  Select the currency you wish to receive (for example, USDC).

• Payment Type

  • One-Time Payment – A single payment

  • Subscription Payment – Recurring payments based on a subscription period

• Pricing Model

  • Merchant Pricing – Set a fixed payment amount

  • Customer Custom – Allow customers to enter their own payment amount

• Network
  Select the blockchain network for the payment.

• Receiving Address
  Select the address where the received funds will be transferred.

Tip: Received payments will be transferred directly to the selected address.

Step 3: Advanced Options

Configure how transaction fees are handled.

• Fee Bearer

  • Merchant Bears – Fees are deducted from the payment amount

  • Customer Bears – Fees are paid additionally by the customer

Notice: The fee rate is 1%, with a minimum fee of 0.1 USDT.
This setting cannot be modified after the payment link is created.

Step 4: Payment Link Created Successfully

Once all steps are completed, your payment link will be created successfully.

You will receive:

• A QR Code that customers can scan to pay

• A Payment Link URL that can be shared with customers

You can:

• Click Copy Link to send the payment link to your customer

• Click Open Link to preview the payment page

Your payment link is now ready to use.